🛠 Tech Stack

💼 About This Role

You'll lead the design and optimization of credit risk strategies across acquisition, underwriting, and portfolio management at a rapidly evolving financial ecosystem. Your core impact will be balancing growth and risk to directly influence approval rates, loss ratios, and profitability. This role offers a strategic leadership opportunity to shape innovative credit programs from the ground up.

🎯 What You'll Do

• Design and optimize credit risk and pricing strategies across the full credit lifecycle.
• Develop and refine credit policies to balance growth and risk.
• Partner with data science teams to build and enhance credit risk models.
• Collaborate with capital markets to support financing structures and securitization.
• Monitor portfolio performance and deliver reporting to senior stakeholders.

📋 Requirements

• 8+ years of experience in credit risk management with credit card or lending products.
• Proven expertise across full credit lifecycle: underwriting, pricing, and portfolio monitoring.
• Advanced proficiency in Excel and SQL.
• Experience working with data science teams to develop risk models.
• Solid understanding of capital markets concepts like securitization and warehouse lines.

✨ Nice to Have

• Experience managing and mentoring teams.
• Excellent communication skills for executive stakeholders.
• Ability to thrive in fast-paced, ambiguous environments.

🎁 Benefits & Perks

• 💰 Performance-based bonus and equity participation
• 🏥 Multiple health insurance options (medical, dental, vision)
• 🏖️ Flexible time off policy
• 👶 Generous parental leave (up to 20 weeks)
• 📚 Annual professional development budget

📨 Hiring Process

Estimated timeline: 2-4 weeks · AI estimate

1. 1Recruiter screen· 30 min
2. 2Technical interview· 60 min
3. 3Final round with stakeholders· 60 min