3h ago
Senior Compliance & Payment Operations Analyst
Austin, TX
full-timeseniorreal estate technology
Description
You will support day-to-day payment execution, transaction monitoring, and issue resolution for Qualia's embedded payment solutions, ensuring compliance with regulatory requirements and internal controls while helping scale processes as the business grows.
Requirements
- 3-4 years in payment, compliance, or risk operations (fintech or banking preferred)
- Direct experience with sponsor bank programs or embedded payments
- Familiarity with major payment rails (ACH, wire, instant payments)
- Working knowledge of NACHA Operating Rules and ACH return processes
- Detail-obsessed with strong communication and problem-solving skills
Responsibilities
- Support Compliance Management System for embedded payments
- Monitor payment activity for ACH returns, anomalies, and fraud
- Handle escalations related to customer onboarding with sponsor bank
- Own daily payment operations including exception handling and returns management
- Assist with internal and external audits
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