3h ago

Senior Compliance & Payment Operations Analyst

Austin, TX
full-timeseniorreal estate technology

Description

You will support day-to-day payment execution, transaction monitoring, and issue resolution for Qualia's embedded payment solutions, ensuring compliance with regulatory requirements and internal controls while helping scale processes as the business grows.

Requirements

  • 3-4 years in payment, compliance, or risk operations (fintech or banking preferred)
  • Direct experience with sponsor bank programs or embedded payments
  • Familiarity with major payment rails (ACH, wire, instant payments)
  • Working knowledge of NACHA Operating Rules and ACH return processes
  • Detail-obsessed with strong communication and problem-solving skills

Responsibilities

  • Support Compliance Management System for embedded payments
  • Monitor payment activity for ACH returns, anomalies, and fraud
  • Handle escalations related to customer onboarding with sponsor bank
  • Own daily payment operations including exception handling and returns management
  • Assist with internal and external audits
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