Tech Stack

Description

You will review and assess Conventional and FHA mortgage applications using independent credit judgment, ensuring accuracy, compliance, and speed within a high-throughput production environment. You'll manage a high-volume pipeline, make timely underwriting decisions, and collaborate with processors and loan officers.

Requirements

• Minimum 2+ years recent underwriting experience with Conventional and FHA loans
• Strong analytical ability and independent risk assessment judgment
• Proficiency in DU, LP, and FHA Connection systems
• Demonstrated skill in self-employment income analysis and Schedule L liquidity testing
• Thorough understanding of credit policy, financial statement analysis, and property evaluation

Responsibilities

• Review and underwrite mortgage applications using investor/GSE guidelines
• Perform detailed analysis of borrower credit, income, and collateral
• Conduct liquidity tests for business entities using Schedule L
• Make timely, compliant underwriting decisions
• Manage high-volume pipeline balancing quality and production SLAs (4-6 decisions/day)