🛠 Tech Stack

💼 About This Role

You'll define credit policy and underwriting strategy for Lendable's new second charge mortgage product, working with a small cross-functional team. Your core impact is shaping risk scoring, pricing, and automated decisioning to balance growth and portfolio quality. This is a foundational opportunity to build a product from scratch in a fast-growing fintech unicorn.

🎯 What You'll Do

• Define credit policy and underwriting strategy for second charge mortgages
• Develop and refine risk scorecards, segmentation, and pricing models
• Own IRR/NPV/cashflow models to understand asset economics
• Design automated decisioning logic and embed rules into the platform

📋 Requirements

• Deep experience in secured lending credit risk (second charge mortgages or similar)
• Strong knowledge of risk scoring and pricing in secured lending
• Understanding of funding and capital constraints (LTV covenants, investor criteria)
• SQL proficiency required; Python is a plus

✨ Nice to Have

• Experience with loan servicing in secured lending
• Exposure to broker distribution models
• Experience in a startup or scale-up environment

🎁 Benefits & Perks

• 💰 Best-in-class compensation including equity
• 🏠 Work from home every Monday and Friday