12h ago
Lock & Scenario Analyst
United States
โจ $85k-$110k / yearest.
full-timesenior Remotefinance
๐ Tech Stack
๐ผ About This Role
You'll serve as the central scenario desk and lock desk resource, structuring residential mortgage scenarios and managing rate locks. Your work ensures accurate loan pricing, compliance with investor guidelines, and smooth operations. You'll partner with experienced loan officers and leverage technology to enhance the mortgage experience.
๐ฏ What You'll Do
- Provide scenario desk guidance on loan structure and program eligibility.
- Process rate lock requests and verify pricing accuracy.
- Monitor loans approaching lock expiration and coordinate actions.
- Build and maintain pipeline lock reporting for forecasting.
๐ Requirements
- 5+ years of recent residential mortgage experience.
- Deep knowledge of conventional and government guidelines.
- Proficiency with pricing engines such as Optimal Blue.
- Strong Excel and data analysis skills.
โจ Nice to Have
- Jumbo and non-QM program experience.
- Experience with wholesale and correspondent lending.
- Knowledge of multiple investor portals.
๐ Benefits & Perks
- ๐ Equity in a fast-growing company.
- ๐ฉบ Comprehensive health, dental, vision, and life insurance for you and family.
- ๐ฐ 401k retirement plan.
- ๐ด Flexible PTO policies designed to be fully utilized.
- ๐ถ 12 weeks paid parental leave for new parents.
๐จ Hiring Process
Estimated timeline: 2-4 weeks ยท AI estimate
- 1Recruiter Callยท 30 min
- 2Hiring Manager Interviewยท 45 min
- 3Technical/Scenario Assessmentยท 60 min
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