4h ago

Residential Mortgage Underwriter, Specialized Credit

Toronto

~$55,000-$95,000 / yearest.

E
full-timemid HybridBanking

💼 About This Role

You'll join Equitable Bank, Canada's Challenger Bank™, underwriting residential mortgages for a growing fintech with $142B in assets. You'll review applications, ensure compliance, manage broker relationships, and maximize deal flow. This hybrid role offers impact in a top-ranked digital bank.

🎯 What You'll Do

  • Review mortgage applications and verify supporting documentation for accuracy and legitimacy.
  • Approve, decline, or refer applications ensuring compliance with lending policies.
  • Follow up with brokers on mortgage commitments to maximize funding volumes.
  • Manage deal flow to meet prescribed deadlines and service level agreements.

📋 Requirements

  • 2+ years mortgage experience in prime and/or alternative mortgage market.
  • Completed post-secondary degree preferably in a financial field.
  • Bilingual in English and French (verbal and written).
  • Sound knowledge of AML & ATF practices and fraud risk in mortgage industry.

✨ Nice to Have

  • Experience with mortgage default insurers' policies.
  • Proficiency in MS Office (Word and Excel).
  • Proven ability to thrive in a high-volume, high-intensity environment.
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