4h ago
Residential Mortgage Underwriter, Specialized Credit
Toronto
~$55,000-$95,000 / yearest.
E
full-timemid HybridBanking
💼 About This Role
You'll join Equitable Bank, Canada's Challenger Bank™, underwriting residential mortgages for a growing fintech with $142B in assets. You'll review applications, ensure compliance, manage broker relationships, and maximize deal flow. This hybrid role offers impact in a top-ranked digital bank.
🎯 What You'll Do
- Review mortgage applications and verify supporting documentation for accuracy and legitimacy.
- Approve, decline, or refer applications ensuring compliance with lending policies.
- Follow up with brokers on mortgage commitments to maximize funding volumes.
- Manage deal flow to meet prescribed deadlines and service level agreements.
📋 Requirements
- 2+ years mortgage experience in prime and/or alternative mortgage market.
- Completed post-secondary degree preferably in a financial field.
- Bilingual in English and French (verbal and written).
- Sound knowledge of AML & ATF practices and fraud risk in mortgage industry.
✨ Nice to Have
- Experience with mortgage default insurers' policies.
- Proficiency in MS Office (Word and Excel).
- Proven ability to thrive in a high-volume, high-intensity environment.
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