🛠 Tech Stack

💼 About This Role

You'll own credit policy for a profitable fintech with $500MM in GMV, designing approval/decline rules and pricing. You'll run your own SQL experiments that directly impact gross profit. Model portfolio resilience under stress within your first month.

🎯 What You'll Do

• Analyze bureau data to inform underwriting policy changes.
• Design and execute controlled experiments on approve/decline decisions.
• Model portfolio resilience under a 100% increase in losses.
• Scale credit policy work through AI tools and code agents.

📋 Requirements

• 5+ years experience in Mexican consumer credit (short-term unsecured).
• Proven ability to change underwriting rules based on bureau data analysis.
• Self-sufficient in SQL for data extraction and analysis.
• Experience at both a bank and a fintech.

✨ Nice to Have

• Experience with installment loans, BNPL, or department store credit.
• Familiarity with CI:rculo de Cre:3dito and Bur:3 de Cre:3dito.

🎁 Benefits & Perks

• :briefcase: Full ownership of credit policy at a profitable fintech.
• :hospital: Medical insurance (GMM) 100% covered for you, 50% for dependents.
• :airplane: Unlimited PTO and extended parental leave.
• :robot: Nelo Time Leverage Program monthly budget for AI tools.
• :palm_tree: Nelo Sabbatical Program 4 weeks fully paid every 4 years.

📨 Hiring Process

Estimated timeline: 2-4 weeks

1. 1Phone screen with Recruiter· 30 min
2. 2Credit policy case study (take-home)· 2-3 hours
3. 3Hiring Manager Interview· 60 min
4. 4On-Site Interview with Founders and Team· 4 hours