2d ago
Sr. Credit Analyst
San Diego, CA
$95k-$120k / year
full-timesenior Hybridfinance
๐ Tech Stack
๐ผ About This Role
You'll mentor junior analysts and lead complex credit risk assessments for a commercial lending company. Your core impact is improving portfolio performance through insightful underwriting decisions. You'll guide junior teammates and present proposals to the Credit Committee.
๐ฏ What You'll Do
- Analyze complex financial statements and tax returns for creditworthiness.
- Prepare credit reports with underwriting recommendations.
- Present credit proposals to the Credit Committee.
- Mentor and guide junior credit analysts.
๐ Requirements
- Bachelor's degree in Finance, Business, or related field.
- 6-8 years experience in credit analysis or underwriting.
- Solid understanding of GAAP accounting principles.
- Knowledge of U.S. small business lending landscape.
โจ Nice to Have
- Experience with CRM systems.
- CFA or similar certification.
- Proficiency in financial modeling.
๐ Benefits & Perks
- ๐ฅ Comprehensive medical, vision, dental
- ๐ข Hybrid work schedule
- ๐ฐ 401K with matching
- ๐๏ธ Generous PTO and paid parental leave
- ๐ช Gym membership contribution
๐จ Hiring Process
Estimated timeline: 2-3 weeks
- 1Recruiter Screenยท 30 min
- 2Hiring Manager Interviewยท 45 min
- 3Credit Case Studyยท 60 min
- 4Final Interview with VPยท 45 min
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