2d ago

Sr. Credit Analyst

San Diego, CA

$95k-$120k / year

full-timesenior Hybridfinance

๐Ÿ›  Tech Stack

๐Ÿ’ผ About This Role

You'll mentor junior analysts and lead complex credit risk assessments for a commercial lending company. Your core impact is improving portfolio performance through insightful underwriting decisions. You'll guide junior teammates and present proposals to the Credit Committee.

๐ŸŽฏ What You'll Do

  • Analyze complex financial statements and tax returns for creditworthiness.
  • Prepare credit reports with underwriting recommendations.
  • Present credit proposals to the Credit Committee.
  • Mentor and guide junior credit analysts.

๐Ÿ“‹ Requirements

  • Bachelor's degree in Finance, Business, or related field.
  • 6-8 years experience in credit analysis or underwriting.
  • Solid understanding of GAAP accounting principles.
  • Knowledge of U.S. small business lending landscape.

โœจ Nice to Have

  • Experience with CRM systems.
  • CFA or similar certification.
  • Proficiency in financial modeling.

๐ŸŽ Benefits & Perks

  • ๐Ÿฅ Comprehensive medical, vision, dental
  • ๐Ÿข Hybrid work schedule
  • ๐Ÿ’ฐ 401K with matching
  • ๐Ÿ–๏ธ Generous PTO and paid parental leave
  • ๐Ÿ’ช Gym membership contribution

๐Ÿ“จ Hiring Process

Estimated timeline: 2-3 weeks

  1. 1Recruiter Screenยท 30 min
  2. 2Hiring Manager Interviewยท 45 min
  3. 3Credit Case Studyยท 60 min
  4. 4Final Interview with VPยท 45 min
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