2h ago

Credit Risk Expert

Latin America
full-timesenior RemoteFintech

Tech Stack

Description

You will shape how Clara manages and scales credit risk across Latin America, building predictive models and driving portfolio-level risk management. Your work directly impacts the health of Clara's credit portfolio and the company's long-term resilience.

Requirements

  • Background in Actuarial Science, Mathematics, Statistics, Computer Science, or related quantitative field
  • Proven experience in credit risk management (PD, LGD, EAD, ECL, vintage analysis, roll rates)
  • Hands-on experience with SQL and Python or R
  • Strong proficiency in data visualization tools
  • Experience in Latin American credit markets

Responsibilities

  • Build and maintain credit risk models (PD, LGD, EAD, ECL)
  • Monitor portfolio-level KPIs, delinquency trends, and risk concentrations
  • Design credit line management strategies (CLI/CLD campaigns)
  • Develop and maintain credit risk scorecards and decision frameworks
  • Translate portfolio risk data into insights for senior leadership
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