2h ago
Credit Risk Expert
Latin America
full-timesenior RemoteFintech
Tech Stack
Description
You will shape how Clara manages and scales credit risk across Latin America, building predictive models and driving portfolio-level risk management. Your work directly impacts the health of Clara's credit portfolio and the company's long-term resilience.
Requirements
- Background in Actuarial Science, Mathematics, Statistics, Computer Science, or related quantitative field
- Proven experience in credit risk management (PD, LGD, EAD, ECL, vintage analysis, roll rates)
- Hands-on experience with SQL and Python or R
- Strong proficiency in data visualization tools
- Experience in Latin American credit markets
Responsibilities
- Build and maintain credit risk models (PD, LGD, EAD, ECL)
- Monitor portfolio-level KPIs, delinquency trends, and risk concentrations
- Design credit line management strategies (CLI/CLD campaigns)
- Develop and maintain credit risk scorecards and decision frameworks
- Translate portfolio risk data into insights for senior leadership
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