3h ago

Private Credit Analyst

São Paulo, Brazil

$60k-$90k / yearest.

full-timejuniorfinance

🛠 Tech Stack

💼 About This Role

You'll support origination and execution of onshore and offshore private credit transactions at XP Inc., a leading Brazilian financial institution. Your work will directly scale the structured credit platform and drive international expansion. This role offers exposure to the full deal lifecycle from underwriting to distribution.

🎯 What You'll Do

  • Screen borrowers and prepare marketing materials for credit origination.
  • Build financial models and perform detailed credit analyses.
  • Assist in structuring debt terms, covenants, and collateral packages.
  • Coordinate execution, diligence, and documentation with legal teams.

📋 Requirements

  • Bachelor's degree in Finance, Economics, or Engineering.
  • 1–3 years experience in credit, leveraged finance, or investment banking.
  • Financial modeling and cash flow analysis skills.
  • Fluency in Portuguese and English.

✨ Nice to Have

  • Experience with credit committees and syndication processes.
  • Knowledge of loan documentation and collateral structures.
  • Proficiency in Excel and PowerPoint; Spanish a plus.

🎁 Benefits & Perks

  • 🏥 Health and dental insurance
  • 🏋️ Wellhub (Gympass) and Zenklub wellness
  • 🍽️ Flexible meal and transport vouchers
  • 👶 Parental leave: 6 months maternity, 20 days paternity
  • 💰 Exclusive investment funds and credit benefits

📨 Hiring Process

Estimated timeline: 2-4 weeks · AI estimate

  1. 1Recruiter phone screen· 30 min
  2. 2Technical interview (financial modeling test)· 60 min
  3. 3Panel interview with team members· 45 min
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