🛠 Tech Stack

💼 About This Role

You'll maintain the integrity of Clara's credit decision-making processes within the Credit team, ensuring prospects meet compliance standards and conducting financial analyses. Your core impact is balancing risk mitigation with agility to support B2B growth. This role stands out due to direct involvement in process improvements using tools like N8N or Hubspot.

🎯 What You'll Do

• Verify prospects comply with legal, cash flow, credit score, and risk requirements.
• Manage onboarding including KYC, KYB, AML, and credit origination.
• Analyze financial conditions and assess creditworthiness for B2B clients.
• Propose credit limits based on risk analysis and financial health.

📋 Requirements

• 2+ years of experience in credit, collections, or financial analysis in B2B.
• Working proficiency in English and Spanish.
• High analytical skills with quantitative and qualitative analysis ability.
• Proficiency in Google Sheets (filters, pivot tables, formulas).

✨ Nice to Have

• Experience with Hubspot, Metabase, or Zendesk.
• Independent analytical skills using SQL or Python.
• Basic Portuguese or desire to learn.

🎁 Benefits & Perks

• 💰 Competitive salary and stock options from day one.
• 🌍 Multicultural team with exposure to Portuguese, Spanish, and English.
• 📚 Annual learning budget and internal accelerated development paths.
• 🏖️ Flexible vacation and hybrid work model focused on results.
• 🚀 High-ownership environment with fast learning and impact.

📨 Hiring Process

Estimated timeline: 2-4 weeks · AI estimate

1. 1Recruiter Screen· 30 min
2. 2Hiring Manager Interview· 45 min
3. 3Technical Assessment· 60 min