💼 About This Role

You'll serve as the operational backbone of credit risk governance, executing and maintaining the company's credit policy and underwriting guidelines. You'll translate complex investor requirements into clear internal standards and serve as the primary point of contact for credit policy clarifications. This role ensures consistent application of underwriting standards and supports scalable credit decisioning.

🎯 What You'll Do

• Own drafting and maintenance of underwriting guidelines and credit policy
• Serve as primary contact for guideline questions and policy clarifications
• Develop and maintain guideline grids, investor overlays, and decision trees
• Review defaulted loans and perform root cause analysis for policy feedback

📋 Requirements

• 8-12+ years of experience in credit risk or underwriting in lending
• Experience working with multiple investor guidelines and overlays
• Proven ability to write and interpret credit policy
• Strong credit judgment and decision-making under ambiguity

✨ Nice to Have

• Manufactured housing or specialty finance experience
• Partner-based lending experience
• Experience building underwriting governance frameworks

🎁 Benefits & Perks

• 💰 Competitive pay
• 📈 Stock options
• 🏥 Excellent benefits
• 🏠 Remote-first culture

📨 Hiring Process

Estimated timeline: 2-4 weeks · AI estimate

1. 1Recruiter screen· 30 min
2. 2Hiring manager interview· 45 min
3. 3Technical/panel interview· 60 min