Tech Stack

Description

You will underwrite and analyze credit risk for commercial borrowers, focusing on multifamily real estate, and support new loan originations and portfolio management by spreading financial statements, building cash flow models, and preparing credit memoranda.

Requirements

• Bachelor's degree in Finance, Accounting, Economics, Real Estate, or related field
• Minimum 5 years of commercial credit analysis or underwriting experience
• Strong experience underwriting commercial real estate loans, particularly multifamily
• Advanced proficiency in Microsoft Excel including financial modeling
• Experience with nCino or similar loan operating systems

Responsibilities

• Underwrite and analyze commercial real estate loans with focus on multifamily properties
• Spread and analyze borrower financial statements, tax returns, rent rolls, and operating statements
• Build and maintain financial models, cash flow analyses, and debt service coverage calculations
• Prepare credit memoranda and internal reports for loan committees
• Support ongoing portfolio monitoring including annual reviews and covenant tracking