🛠 Tech Stack

💼 About This Role

You'll lead underwriting strategy for consumer and SMB credit cards at a fintech. You'll drive data-driven credit strategies to minimize losses and enhance profitability. This role offers Flex First remote work across the US.

🎯 What You'll Do

• Evaluate and refine credit policies and models for consumer and SMB credit cards.
• Develop data-driven strategies for portfolio management.
• Conduct risk segmentation, loss forecasting, and line management analyses.
• Build dashboards and present reports on KPIs and KRIs to senior management.

📋 Requirements

• Bachelor's degree in a quantitative field (Mathematics, Statistics, Economics, Finance).
• Minimum 3 years of professional experience in credit risk analysis at a financial institution.
• Advanced proficiency in SQL and experience with statistical modeling including machine learning.
• Demonstrated ability to solve white space problems and develop innovative solutions.

✨ Nice to Have

• Master's degree in a related field.
• Proficiency in Python and R for data analysis and modeling.
• Direct experience in managing consumer and SMB credit card portfolios.

🎁 Benefits & Perks

• 🏖️ Flexible time off – take what you need.
• 💰 Equity in a publicly-traded company and Employee Stock Purchase Program.
• 👶 Up to 20 weeks Parental Leave and family-forming benefits.
• 🏡 Monthly stipend to support remote work model.
• 📚 Annual development dollars for growth.

📨 Hiring Process

Estimated timeline: 2-4 weeks

1. 1Application Submission· N/A
2. 2Recruiter video call· 30 min
3. 3Hiring manager video call· 45 min
4. 4Virtual Onsite (4-5, 45 min calls)· 3-4 hours
5. 5Offer· N/A