1h ago
Mortgage Quality Control Analyst
Charlotte, North Carolina
$63,978-$119,808 / year
full-timemidFinancial Services
Tech Stack
Description
You will perform in-depth reviews of mortgage loan files to ensure compliance with regulations and internal policies, document defects, and collaborate with underwriting and operations teams to improve loan quality and reduce risk.
Requirements
- High school diploma required; Bachelor's degree in Business, Finance, or related field preferred
- 2–5+ years of mortgage industry experience in processing, underwriting, or quality assurance
- Strong knowledge of mortgage regulations and agency/investor guidelines
- Excellent attention to detail with strong analytical and critical-thinking skills
- Proficiency in mortgage LOS systems, QC/QA platforms, and Microsoft Office Suite
Responsibilities
- Conduct detailed pre-funding, post-closing, or targeted audits of mortgage loan files
- Validate accuracy of loan data, documentation, disclosures, and calculations
- Ensure compliance with federal/state regulations and agency/investor guidelines
- Document findings with supporting evidence and guideline references
- Collaborate with Underwriting, Operations, and Compliance teams to resolve issues
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