1d ago

Senior Underwriter – Merchant Services

Newark, NJ 07102

$120k-$120k / year

full-timemid Hybridfinance

💼 About This Role

You'll assess risk and analyze merchant applications for a leading payment solutions provider. Your core impact will be making approval decisions that protect the business while enabling merchants to thrive, and you'll mentor junior underwriters in a fast-paced hybrid environment.

🎯 What You'll Do

  • Review merchant applications and supporting documents for risk indicators
  • Analyze credit reports, bank statements, and processing history
  • Make recommendations on account approvals, holds, or declines
  • Collaborate with risk, sales, and operations teams to optimize processes

📋 Requirements

  • 2+ years of underwriting experience in merchant services or payments
  • Strong understanding of risk assessment, KYC/AML, and credit analysis
  • Ability to interpret financial documents accurately
  • Experience in a fast-paced, high-volume underwriting environment

✨ Nice to Have

  • Familiarity with payment processing platforms and chargeback trends
  • Experience with automated underwriting tools
  • Bachelor's degree in finance, business, or related field

🚩 Heads Up

  • Mentions 'Senior' title but requires only 2 years of experience
  • Mentions both senior underwriter and mentor duties, possibly role mixing
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