🛠 Tech Stack

💼 About This Role

You'll lead credit risk strategy across consumer lending products, partnering with data science and product teams. Your decisions will directly shape portfolio performance and underwriting frameworks. This role combines hands-on analytics with team leadership in a fast-paced environment.

🎯 What You'll Do

• Design and optimize credit risk strategies for consumer lending products.
• Define underwriting frameworks including risk tiering and verification.
• Analyze portfolio performance and drive risk-adjusted returns.
• Partner with data science teams to enhance credit risk models.
• Lead, mentor, and develop a team of risk professionals.

📋 Requirements

• Master’s degree in Finance, Mathematics, Statistics, Economics, or related field.
• 7+ years in credit risk or consumer lending risk management.
• Deep expertise in data-driven credit strategies and underwriting frameworks.
• Advanced proficiency in SQL, Python, and Excel.

✨ Nice to Have

• Experience with machine learning-based credit risk models.
• Familiarity with business intelligence tools like Tableau or Looker.
• Experience with A/B testing and experimentation frameworks.

🎁 Benefits & Perks

• 💰 Competitive base salary of $298,022 annually.
• 🏥 Comprehensive health, dental, and vision insurance.
• 📈 401(k) retirement plan with company match.
• 🏡 Work-from-home setup stipend including Mac equipment.
• 📱 Monthly internet and phone reimbursement.

📨 Hiring Process

Estimated timeline: 2-4 weeks · AI estimate

1. 1Recruiter Screen· 30 min
2. 2Hiring Manager Interview· 60 min
3. 3Technical/Strategy Presentation· 60 min
4. 4Panel Interview· 60 min
5. 5Offer Decision· 15 min