🛠 Tech Stack

💼 About This Role

You'll lead credit strategy optimization for a high-performing analytics team at Zopa Bank, a leading UK fintech. You'll drive step-change improvements in credit performance through risk models and advanced analytics, working with cross-functional teams on diverse lending products.

🎯 What You'll Do

• Develop and deploy risk scorecards for lending products
• Design and implement changes to credit policy
• Analyze portfolio performance and recommend strategy changes
• Build NPV and pricing optimization models

📋 Requirements

• Experience doing credit risk analysis in consumer lending
• Proficiency in SQL and/or Python for data analysis
• Ability to manipulate and analyze large datasets
• Storytelling skills to translate data into business opportunities

✨ Nice to Have

• Experience with open banking data or novel datasets
• Familiarity with machine learning techniques
• Experience with Redshift or similar data warehouses

🎁 Benefits & Perks

• 🏖️ Hybrid working model with London office
• 📈 Career growth in a top UK fintech
• 🤝 Collaborative culture with cross-functional teams
• 🎓 Learning opportunities from industry experts

📨 Hiring Process

Estimated timeline: 2-4 weeks · AI estimate

1. 1Recruiter Call· 30 min
2. 2Technical Assessment· 60 min
3. 3Panel Interview· 60 min