19h ago

Credit Risk Manager

Madrid

$70k-$100k / yearest.

full-timemid Hybridfinance

💼 About This Role

You'll own credit risk and data science for the Spanish market at a fast-growing fintech. You'll adapt our lending model to Spain by integrating new data sources, building models, and measuring performance. You'll collaborate with local teams to drive growth while managing risk.

🎯 What You'll Do

  • Own credit performance and data science for Spain end to end.
  • Build and maintain local decisioning models and features.
  • Manage API integrations with local data providers.
  • Collaborate with product, tech, and underwriting teams.

📋 Requirements

  • 5 years experience in credit risk or analytical role in Spain.
  • Experience with consumer lending products (UPL, BNPL, etc.).
  • Proficiency in credit risk metrics and portfolio monitoring.
  • Strong communication skills for senior stakeholder engagement.

✨ Nice to Have

  • Familiarity with Spanish credit bureau data.
  • Experience with API integrations.
  • Knowledge of Open Banking data.

🎁 Benefits & Perks

  • 💼 High ownership with direct impact on company growth.
  • 🇪🇸 Work with local Spanish team and senior leadership.
  • 📈 Shape best-in-class credit reporting for new markets.
  • 🤝 Collaboration with product, tech, and external partners.
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