Description

You will architect a centralized framework for credit data engagement, moving beyond vendor management to build a diversified data ecosystem. You'll centralize relationships with CRAs and FCRA vendors, drive data quality and ROI, and ensure FCRA/GDPR compliance. This role offers the opportunity to lead innovation in credit data strategy at a fintech company.

Requirements

• 12+ years experience in credit data ecosystems, bureau ops, or fintech risk
• Proven track record managing multi-million dollar vendor relationships and complex RFPs
• Data-forward mindset with ability to translate data studies into business strategies
• Expertise in alternative data such as trended, utility/telco, and cash-flow analytics
• Comprehensive knowledge of FCRA, GDPR, and credit reporting compliance

Responsibilities

• Centralize bureau engagement into a unified strategic framework
• Manage the CRA value chain including furnished data and consumed services
• Execute multi-year roadmap for spend efficiency and data integrity
• Ensure FCRA, GDPR, and risk compliance across data usage
• Build performance-based partnership models and reduce technical barriers for new data partners