Description

As a Fair Lending Lead at Chime, you will support product development by advising teams on fair lending and fairness compliance, monitor regulatory changes, and enhance existing products to ensure they remain fair and responsible.

Requirements

• 7+ years in banking, credit, lending or product compliance, with 4+ years in ECOA and UDAAP compliance
• Knowledge of ECOA, UDAAP and other consumer protection regulations
• Experience advising product, marketing, or machine learning teams on ECOA and UDAAP compliance
• Excellent analytical, verbal, and written communication skills
• Ability to execute quality compliance management system components with minimal oversight

Responsibilities

• Support maintenance, enhancement, and execution of fair lending compliance program including governance, policies, risk assessment, and testing
• Perform reviews of consumer complaints, marketing, advertising, loan documentation, and forms for fair lending risks
• Evaluate proposed business changes for compliance with fair lending laws and regulations
• Drive corrective actions and remediation for fair lending issues
• Establish relationships with internal and external stakeholders