23h ago
Commercial Underwriter II
San Diego, CA
$75k-$103.9k / year
full-timemid Hybridfinance
๐ผ About This Role
You'll independently evaluate commercial loan applications, applying sound underwriting judgment and financial statement analysis to assess risk and structure deals. This role deepens your expertise in a fast-paced lending environment that values accountability and collaboration.
๐ฏ What You'll Do
- Analyze financial documents and bank statements to evaluate creditworthiness.
- Assess financial health via cash flows, liquidity, profitability, and leverage.
- Review credit and background reports to identify risks.
- Prepare underwriting recommendations based on established criteria.
๐ Requirements
- Bachelor's degree in Finance, Business, Economics, or Accounting.
- 4-6 years of experience in finance, banking, underwriting, or similar.
- Strong working knowledge of financial statement analysis.
- Ability to interpret complex financial data.
โจ Nice to Have
- Experience in small business or commercial lending.
- Understanding of small business lending dynamics.
๐ Benefits & Perks
- ๐ฅ Comprehensive medical, vision, dental
- ๐ก Hybrid work schedule
- ๐ฐ 401K with matching contributions
- ๐ด Generous PTO and paid parental leave
- ๐๏ธ Gym membership contribution
๐จ Hiring Process
Estimated timeline: 2-4 weeks ยท AI estimate
- 1Recruiter Phone Screenยท 30 min
- 2Hiring Manager Interviewยท 45 min
- 3Technical/Credit Assessmentยท 60 min
๐ฉ Heads Up
- Cover letter highly encouraged but not required; may add friction.
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