Description

You will provide legal advice and regulatory support to clients on consumer banking and finance matters, including credit card programs, deposit products, and consumer lending, helping to mitigate risk and ensure compliance.

Requirements

• 6+ years of experience in consumer banking, consumer finance, or financial services regulatory matters
• Strong experience with consumer credit card products and related regulatory frameworks
• Experience handling consumer disputes, complaint resolution, and credit reporting issues, including FCRA compliance
• Knowledge of collections practices and regulatory compliance for consumer credit products
• Experience advising on vendor oversight and third-party risk management in financial services environments

Responsibilities

• Provide legal guidance on consumer banking and finance matters, including credit card and deposit products
• Advise on consumer credit card regulatory and compliance issues, including program governance and operational risk
• Manage consumer product disputes and complaint resolution, including billing disputes and cardholder protections
• Provide counsel on Fair Credit Reporting Act (FCRA) matters, including reporting obligations and compliance requirements
• Support clients in collections practices and regulatory compliance related to consumer lending and credit products