5h ago
Principal Credit Officer Ag Lending
Waite Park, MN | Glencoe, MN
โจ $100k-$150k / yearest.
full-timesenior Hybridfinance
๐ Tech Stack
๐ผ About This Role
You'll analyze complex credit requests and make loan servicing decisions for crop and livestock industries at a member-owned cooperative. You'll help support agriculture and rural communities through financial services. This role offers a hybrid work model and excellent benefits.
๐ฏ What You'll Do
- Analyze complex financial documentation for lending requests
- Approve or deny credit decisions within delegated authority
- Meet with clients to provide financial counseling and discuss loans
- Monitor lending portfolio and loan performance
๐ Requirements
- Bachelor's degree in ag business, finance, economics or related field
- Minimum of 10 years of experience in credit analysis in a financial institution
- Expert knowledge of agricultural businesses, crop insurance, and livestock industries
- Expert understanding of credit processing, underwriting, and analysis
โจ Nice to Have
- Knowledge of Farm Credit system
- Experience with CRM and underwriting systems
- Advanced interpersonal and team building skills
๐ Benefits & Perks
- ๐๏ธ Flexible hybrid model up to 50% remote
- ๐ฐ Up to 9% 401k contribution (3% fixed plus up to 6% match)
- ๐ฅ Medical, dental, vision and HSA/FSA
- ๐ถ Parental leave and volunteer paid time off
- ๐ Learning and development programs and mentorship
๐จ Hiring Process
Estimated timeline: 2-4 weeks ยท AI estimate
- 1Application Reviewยท 1 week
- 2Phone Screenยท 30 min
- 3Interviewยท 1 hour
- 4Offerยท 1 week
๐ฉ Heads Up
- Minimum 10 years of experience is high for a senior role
- Broad range of responsibilities from analysis to counseling
- May require knowledge of three states' regulations
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