5h ago

Principal Credit Officer Ag Lending

Waite Park, MN | Glencoe, MN

โœจ $100k-$150k / yearest.

full-timesenior Hybridfinance

๐Ÿ›  Tech Stack

๐Ÿ’ผ About This Role

You'll analyze complex credit requests and make loan servicing decisions for crop and livestock industries at a member-owned cooperative. You'll help support agriculture and rural communities through financial services. This role offers a hybrid work model and excellent benefits.

๐ŸŽฏ What You'll Do

  • Analyze complex financial documentation for lending requests
  • Approve or deny credit decisions within delegated authority
  • Meet with clients to provide financial counseling and discuss loans
  • Monitor lending portfolio and loan performance

๐Ÿ“‹ Requirements

  • Bachelor's degree in ag business, finance, economics or related field
  • Minimum of 10 years of experience in credit analysis in a financial institution
  • Expert knowledge of agricultural businesses, crop insurance, and livestock industries
  • Expert understanding of credit processing, underwriting, and analysis

โœจ Nice to Have

  • Knowledge of Farm Credit system
  • Experience with CRM and underwriting systems
  • Advanced interpersonal and team building skills

๐ŸŽ Benefits & Perks

  • ๐Ÿ–๏ธ Flexible hybrid model up to 50% remote
  • ๐Ÿ’ฐ Up to 9% 401k contribution (3% fixed plus up to 6% match)
  • ๐Ÿฅ Medical, dental, vision and HSA/FSA
  • ๐Ÿ‘ถ Parental leave and volunteer paid time off
  • ๐Ÿ“š Learning and development programs and mentorship

๐Ÿ“จ Hiring Process

Estimated timeline: 2-4 weeks ยท AI estimate

  1. 1Application Reviewยท 1 week
  2. 2Phone Screenยท 30 min
  3. 3Interviewยท 1 hour
  4. 4Offerยท 1 week

๐Ÿšฉ Heads Up

  • Minimum 10 years of experience is high for a senior role
  • Broad range of responsibilities from analysis to counseling
  • May require knowledge of three states' regulations
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