Description

As Sr. Director of Credit Risk Analytics, you will own the full Credit Policy function, driving strategy design, execution, and measurement. You'll build analytical infrastructure, own portfolio profitability, and lead experimentation. This high-visibility role involves partnering with Data Science, Finance, Product, and Sales to shape credit strategy and ensure data-driven decisions.

Requirements

• Senior leadership experience in credit risk analytics
• Quantitative rigor with strategic vision and experimentation expertise
• Experience building analytical infrastructure and valuation models
• Ability to lead and develop a team of analysts
• Cross-functional collaboration with Data Science, Finance, and Product teams

Responsibilities

• Define and own Credit Policy roadmap aligning with growth, risk appetite, and profitability
• Design and monitor controlled experiments for credit policy and product changes
• Oversee portfolio performance monitoring across KPIs like delinquency, roll rates, and loss curves
• Lead portfolio forecasting with scenario analysis and stress-testing
• Own unit economics valuation framework for credit policy impact modeling