🛠 Tech Stack

💼 About This Role

You'll join Figure's dynamic team to develop and maintain underwriting processes for blockchain-powered loan products. You'll ensure compliance with regulatory and internal standards while driving operational efficiency and product innovation. This role offers the chance to impact a top fintech company recognized by Forbes and Fast Company.

🎯 What You'll Do

• Review and underwrite loan applications, ensuring compliance with policies and regulations.
• Analyze complex financial data such as tax returns and business documentation.
• Collaborate with senior operations to refine underwriting guidelines for new products.
• Monitor key performance metrics for accuracy, efficiency, and compliance.

📋 Requirements

• 3+ years of underwriting experience with conventional, portfolio, and special program loans.
• Expertise in underwriting guidelines for Self-Employed borrowers, Trusts, LLCs, POA, and DSCR.
• Familiarity with underwriting tools like DU and LP, and proficiency in Google Workspace or Microsoft Office.
• Knowledge of federal and state regulations from CFPB, FHA, VA, and other bodies.

✨ Nice to Have

• Bachelor's degree in Business, Finance, or related field.
• Experience in a startup-like environment.
• Ability to thrive in a fast-paced, dynamic setting.

🎁 Benefits & Perks

• 🏥 Comprehensive medical, dental, vision with 100% employer-paid premiums on select plans.
• 🏖️ 11 holidays and PTO plan.
• 👶 Up to 12 weeks paid family leave.
• 📚 Continuing education reimbursement.
• 💼 Company equity in the form of RSUs.

📨 Hiring Process

Estimated timeline: 2-3 weeks · AI estimate

1. 1Recruiter screen· 30 min
2. 2Hiring manager interview· 45 min
3. 3Panel interview· 60 min