17h ago
Default Associate, Mortgage Assistance Quality Control
Remote
$63.8k-$86.3k / year
full-timemid Remotefinance
๐ Tech Stack
๐ผ About This Role
You'll review loss mitigation applications for compliance with investor guidelines, ensuring accuracy before documents go to borrowers. You'll collaborate with processors and underwriters to resolve errors and improve processes. Your work directly prevents foreclosures and promotes homeowner transparency.
๐ฏ What You'll Do
- Perform quality control reviews on loss mitigation files for regulatory compliance.
- Verify financial data accuracy including income, DTI ratios, and loan terms.
- Identify and document inconsistencies or non-compliance issues.
- Prepare monthly reports summarizing QC audit findings and trends.
๐ Requirements
- 3โ5 years of experience in mortgage loss mitigation, underwriting, or quality control.
- Deep understanding of RESPA, TILA, ECOA, and HMDA regulations.
- Proficiency in mortgage servicing systems and Microsoft Office Suite.
- High school diploma or GED equivalent.
โจ Nice to Have
- Experience with FHA, VA, USDA, FNMA, and FHLMC guidelines.
- Knowledge of default servicing processes.
- Experience with internal and external audits.
๐ Benefits & Perks
- ๐ฐ Competitive salary and 401(k) plan.
- ๐ฅ Comprehensive medical, dental, and vision benefits.
- ๐ In-office snacks, drinks, and Bagel Fridays.
- ๐ Commuter benefits for public transit and rideshare.
- ๐ถ 12 weeks paid baby bonding for all parents.
๐จ Hiring Process
Estimated timeline: 2-4 weeks ยท AI estimate
- 1Recruiter Callยท 30 min
- 2Hiring Manager Interviewยท 45 min
- 3Technical/Behavioral Interviewยท 60 min
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