Description

You will help strengthen identity verification and fraud detection across the customer lifecycle at Chime, collaborating with cross-functional teams to improve risk strategies and member experience while preventing financial crime.

Requirements

• 3+ years in Financial Crimes (AML, KYC, Sanctions, Fraud), preferably in digital/online onboarding
• Experience contributing to risk strategy, policy, or control frameworks
• Familiarity with identity verification and customer onboarding controls
• Exposure to fraud detection strategies and scoring logic
• Strong analytical, written, and cross-functional communication skills

Responsibilities

• Support development and refinement of risk strategies across KYC, identity verification, and onboarding controls
• Contribute to decisioning frameworks, policies, and thresholds for financial crimes and identity risk
• Partner with Product, Engineering, Compliance, Operations, and Member Services to implement risk strategies
• Analyze trends, emerging typologies, and control performance to identify improvement opportunities
• Support audits, regulatory exams, and remediation efforts related to KYC and identity controls