Tech Stack

Description

You will own end-to-end credit risk for a new business line in Mexico, building origination policies, pricing guardrails, and monitoring frameworks while leading a team and collaborating cross-functionally to ensure sustainable portfolio growth.

Requirements

• 3+ years in credit risk management for retail or consumer lending (banking or fintech)
• Strong understanding of scorecard design, ML techniques, and alternative data for credit decisioning
• Proficient in SQL and Python/R with hands-on data experience
• Proven leadership experience managing teams and setting OKRs
• Bachelor's in Finance, Economics, Engineering, or Mathematics; MBA or CFA preferred

Responsibilities

• Design credit origination policy, limit setting, pricing guardrails, early-warning triggers, and collections feedback loops
• Manage risk appetite and maintain live dashboards explaining portfolio performance
• Perform segmentation, stress-testing, cohort analysis, and vintage tracking
• Recruit, mentor, and develop analysts; foster a data-driven culture
• Embed risk controls in product specifications and collaborate with finance and second line of defence