10h ago
Credit Specialist - Underwriter
Irving, Texas, United States
โจ $40k-$60k / yearest.
full-timejuniorfinance
๐ Tech Stack
๐ผ About This Role
You'll review loan applications and underwrite credit for a fintech company serving powersports dealers. You'll partner with sales to foster dealer relationships and guide them through the platform.
๐ฏ What You'll Do
- Review and verify applicant financial records
- Evaluate loan applications for fraud and compliance
- Engage dealers to increase funded loan counts
- Explain loan decisions and regression models
๐ Requirements
- 1-2 years of Loan Underwriting or Processing experience
- High school diploma or GED
- Understanding of DTI, PTI, and LTV ratios
- Experience with Salesforce, Slack, Google Sheets
โจ Nice to Have
- Experience in automotive or powersports dealerships
- Knowledge of income documentation (paystubs, W2, etc.)
๐ Benefits & Perks
- ๐ฉบ Health Plans (Medical, Dental, Vision)
- ๐๏ธ Up to 20 Days PTO
- ๐ถ Generous Parental Leave
- ๐ฐ 401k with Company Match
- ๐ Tuition Reimbursement up to $3K/year
๐จ Hiring Process
Estimated timeline: 2-3 weeks ยท AI estimate
- 1Phone Screenยท 30 min
- 2Hiring Manager Interviewยท 60 min
- 3Technical/Underwriting Assessmentยท 45 min
๐ฉ Heads Up
- Shift includes rotating Saturdays
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