🛠 Tech Stack

💼 About This Role

You'll lead the credit risk function for a leading provider of working capital to SMBs, driving data-driven portfolio oversight and customer analytics. You'll oversee a team of data scientists and risk analysts, shaping credit strategy through modeling and forecasting. This role reports to the Chief Credit Officer and serves as a thought partner on customer segmentation and performance insights.

🎯 What You'll Do

• Drive credit strategy across originations, renewals, and servicing portfolios.
• Lead portfolio analytics to detect early risk indicators and optimize risk-adjusted returns.
• Direct forecasting and stress testing for delinquency, losses, and exposure.
• Translate complex model findings into executive-ready presentations.
• Lead, mentor, and grow a high-performing team of data scientists and analysts.

📋 Requirements

• 10+ years in credit risk or portfolio analytics in financial services.
• 5+ years in a people leadership role.
• Master's degree in a quantitative field (Statistics, Economics, Finance, Data Science).
• Advanced proficiency in Python or SQL for analytics.

✨ Nice to Have

• Experience in pricing optimization and capital planning.
• Knowledge of regulatory requirements for credit risk model oversight.

🎁 Benefits & Perks

• 🏥 Medical, vision, and dental coverage.
• 💰 401(k) with matching contributions.
• 🏖️ Paid time off including sick leave, vacation, and holidays.
• 👶 Paid parental leave for growing families.
• 📚 Learning Stipend for professional development.

📨 Hiring Process

Estimated timeline: 2-4 weeks · AI estimate

1. 1Recruiter Call· 30 min
2. 2Technical Interview· 60 min
3. 3Executive Interview· 60 min