Description

In this role, you will manage high-risk asset portfolios, evaluate and underwrite commercial and consumer loan requests, and make credit decisions within delegated authority. You'll analyze financial data, communicate credit decisions, and partner with team members to provide financial solutions for farmers, investors, and rural consumers. The role also involves monitoring stressed accounts and negotiating collections on non-performing loans.

Requirements

• Strong credit analysis and underwriting skills
• Experience in financial analysis and risk assessment
• Ability to communicate credit decisions effectively
• Knowledge of lending policies, procedures, and regulations
• Expertise in specific industry or line of business preferred

Responsibilities

• Manage and service high-risk asset portfolios across assigned region
• Evaluate, underwrite, and make credit decisions for commercial, traditional, investor, and consumer loan requests
• Determine appropriate loan structure, terms, and conditions
• Monitor and service delinquent and financially stressed accounts
• Conduct complex negotiations for collecting or correcting non-performing accounts