💼 About This Role

You'll assess and underwrite credit loan applications for UK SME customers at a fast-growing fintech bank. You'll manage the end-to-end process from initial enquiry to draw-down, ensuring compliance with credit policy. This role offers flexible working and exposure to loans from £150K to £20M.

🎯 What You'll Do

• Assess and underwrite credit loan applications using data and analytical tools.
• Produce clear, accurate documentation with recommendations to the credit team.
• Manage application process from initial enquiry to completion, liaising with solicitors.
• Undertake regular checks to ensure risk and customer requirements are met.

📋 Requirements

• Experience in underwriting in the UK SME sector.
• Excellent credit/financial analysis skills including analysis of financial accounts.
• Understanding of loan underwriting process and risks.
• Experience presenting at Credit Committee level and arrears management.

✨ Nice to Have

• Knowledge of competitor landscape and SME market dynamics.
• Experience with loans from £150K to £20M.
• Familiarity with TCF, AML, KYC, and Conduct risk.

🎁 Benefits & Perks

• 📈 Discretionary bonus scheme
• 🏠 Flexible working options
• 🏥 Private health cover
• 📚 Full onboarding support and development opportunities
• 👨‍👩‍👧‍👦 Enhanced Maternity & Paternity leave