Description

You will design and maintain a comprehensive risk governance framework for Small Business Banking products, overseeing credit risk policies, monitoring portfolio performance, and collaborating with cross-functional teams to ensure sustainable growth and regulatory compliance.

Requirements

• 10+ years in credit risk management in small business lending
• Deep knowledge of small-business credit products
• Familiarity with regulatory frameworks (ECOA, Fair Lending, SBA SOPs)
• Experience with stress testing, model analytics, and review/challenge functions
• Strong analytical, communication, and executive presence skills

Responsibilities

• Design, implement, and maintain risk governance framework
• Oversee credit risk policies, underwriting standards, and portfolio management procedures
• Establish governance routines and reporting to risk committees
• Challenge and validate new account strategies to minimize risk
• Monitor portfolio performance and analyze macroeconomic data for impact forecasts