Description

You will be on the front line of fraud prevention at Alma, analyzing flagged transactions and making informed decisions to approve, block, or request additional documents. Your goal is to identify high-risk transactions before any default occurs, working closely with cross-functional teams.

Requirements

• Rigorous and investigative mindset
• Ability to make autonomous decisions using analysis and established procedures
• Genuine interest in fraud prevention and fintech
• Adaptable and resilient
• Strong written communication skills in French and English
• A first experience in fraud operations, risk management, compliance, or fintech is a plus

Responsibilities

• Conduct thorough investigations of suspicious cases (identity fraud, document fraud, AML/CFT schemes)
• Make informed decisions even with incomplete information
• Detect fraudulent documents as part of KYC / KYB verification
• Manage PEP and sanctions list checks
• Perform first-level quality checks (L1) on cases handled by the team
• Produce reports to identify emerging fraud trends
• Contribute to continuous improvement of control processes
• Work closely with Fraud AML, Customer Operations, and other Alma teams
• Act as the risk contact for consumers throughout the lifecycle of their transactions