💼 About This Role

You'll assess credit risk using Open Banking data and credit reference agencies to make responsible lending decisions. Your work ensures fair, affordable finance for consumers while maintaining strong credit performance. You'll join a fast-growing fintech that has issued over £1.3bn in loans.

🎯 What You'll Do

• Assess unsecured credit applications using Open Banking data
• Conduct fraud prevention and AML checks
• Apply underwriting policies consistently and accurately
• Manage and progress your own underwriting pipeline

📋 Requirements

• Minimum two years proven underwriting experience
• Strong understanding of fraud and AML
• Target-driven with high attention to detail
• Solid IT and numerical skills

✨ Nice to Have

• Experience with Open Banking data
• Knowledge of customer vulnerability

🎁 Benefits & Perks

• 📈 Equity ownership
• 🏢 Hybrid work (3 days in office)
• 🏖️ 25 days holiday plus bank holidays
• 💪 Free gym membership
• 🧘 Wellness budget for team activities

🚩 Heads Up

• Shift includes Saturdays and Bank Holidays
• Monthly performance bonus up to 20% may indicate high pressure