Jobs at Affirm

You will shape the future of consumer finance by owning design initiatives for Affirm's App and Card experiences, collaborating cross-functionally to deliver high-impact, customer-centric solutions that redefine how people interact with their finances.

As a Staff Product Security Engineer at Affirm, you will partner with product teams to embed security into every phase of the product development lifecycle. You'll conduct threat modeling, architecture reviews, and code analysis to identify and mitigate vulnerabilities, while automating security processes and guiding teams on security requirements.

You will drive Affirm's expansion and growth in the UK and new international markets, developing product vision, strategy, and roadmaps while leading a team of Product Managers. You will partner closely with cross-functional teams to deliver honest financial products that improve lives.

You will serve as the Chief Information Security Officer for the Bank, designing and implementing an enterprise-wide security framework from inception, ensuring FDIC and regulatory compliance, and leading information security governance, threat management, and third-party risk oversight.

You will own and deliver quarterly goals for your team, leading engineers through ambiguity and collaborating with product, design, and analytics to solve open-ended growth problems. You will build scalable consumer experiences across web and mobile, ensuring high reliability and measurable impact.

You will lead the Technical Program Management function at Affirm, driving strategic planning, cross-functional delivery, and operational excellence across the Technology organization. Your work will directly influence company growth and results by scaling our financial products.

You will define multi-year ML technical strategy, lead design and scaling of advanced ML systems, partner with cross-functional leadership, mentor senior engineers, and drive operational excellence at Affirm.

You will design, build, and operate backend services for customer identity and authentication, including registration, login, and account lifecycle flows. Working within Information Security, you'll implement identity standards like OAuth 2.0 and OIDC, integrate CIAM platforms, and ensure strong security and reliability.

You will partner with product teams to embed security in every phase of the product lifecycle, conduct threat modeling, review code for vulnerabilities, and automate security processes to protect Affirm's financial products.

You will join Affirm's Servicing International team to build foundational platforms for global expansion, focusing on purchase protection like disputes and refunds. Collaborate with European and global engineering teams to create scalable solutions and help launch products into new international markets.

As a Senior Staff ML Engineer at Affirm, you will define and drive multi-year technical strategy for machine learning, designing and scaling advanced ML systems that power critical decisions. You'll partner with ML Platform, product, engineering, and risk leaders to shape long-term capabilities and influence infrastructure evolution, while mentoring senior engineers and driving operational excellence.

You will lead the Online Storage team within Data and Storage Services, overseeing relational and key-value storage infrastructure at scale. You'll drive engineering strategy, manage managers and engineers, and collaborate across the organization to deliver robust data solutions for Affirm's products.

In this role, you will define and execute the global strategy for process excellence, training, knowledge management, and localization to enable Affirm's international operations to scale efficiently and compliantly. You will lead cross-functional initiatives, optimize workflows, and design learning programs to accelerate performance across geographies and languages.

You will join Affirm's Zero To One innovation lab, a small, empowered AI-native team that rapidly prototypes and tests bold ideas. You'll own quarterly goals, shape experiments, and build AI-driven prototypes from concept to real-world testing, directly influencing company strategy.

You will own and deliver quarterly goals for your team, leading engineers through ambiguity and collaborating with product, design, and analytics to solve open-ended growth problems. You'll shape high-impact consumer journeys across push, email, app, and web to improve conversion and customer value.

You'll drive the **Continuous Integration (CI)** team at Affirm, owning the reliability and scalability of build and deployment pipelines. Your core impact is enabling engineers to ship high-quality software quickly through optimized CI systems. This role stands out for its leadership in developer productivity infrastructure at a **remote-first fintech** company.

You'll lead the North America workplace strategy and operating model for Affirm, a remote-first fintech company. You'll ensure offices foster **collaboration** and **productivity** while aligning with business priorities. This role offers the chance to **shape employee experience** in a high-growth environment.

You'll drive **design and optimization of CI systems** at Affirm, ensuring **reliable and fast development pipelines**. You'll own build systems and mentor engineers, directly impacting **developer productivity across the company**.

You'll join a Financial Crimes team to identify potentially suspicious activities. You'll **investigate alerts** in a fast-paced environment while maintaining high quality standards. This role offers the chance to **shape our compliance program** at a leading fintech company.

You'll lead the Learning team at Affirm, developing and executing a strategy to build practical, high-impact learning solutions. You'll partner with business stakeholders to **elevate individual, team, and leadership capabilities** and drive **continuous improvement** across the organization. This role shapes how employees onboard, grow, and thrive in a remote-first fintech company.

You'll join Affirm's hybrid early career program, pairing with a tenured engineer to shape the future of **honest credit**. You'll contribute to real-world projects across various tech stacks while building a foundation for your career. This role offers a unique blend of **in-office collaboration** and remote flexibility.

You'll join the **AI Agents engineering team** at Affirm, building conversational systems that serve as the first point of contact for customers. Your work will **orchestrate backend services** to find solutions in real time. This team tackles big unknowns, offering ownership and impact from day one.

You'll **lead the Learning team** at Affirm, developing and executing a strategy that **elevates individual, team, and leadership capabilities** to support our high-performance culture. Partner with cross-functional teams to drive future programming and measure success metrics.

You will lead a team responsible for delivering complex cross-functional programs that enable scalable, compliant, and high-quality servicing experiences. You will set strategy, drive adoption, and ensure measurable business impact by partnering with Product, Engineering, Operations, Compliance, and vendor teams.

You will lead a team to drive scalable, compliant, and high-quality servicing experiences across Affirm's Operations organization, defining strategies and owning a portfolio of programs to enable efficient growth and exceptional outcomes for customers and merchants.

You'll build and improve machine learning and AI systems that automate customer operations such as disputes, returns, fraud, and chargebacks. You'll work closely with experienced ML engineers and cross-functional stakeholders to take models from idea to production. **This role focuses on developing AI systems for dispute and chargeback handling** using structured evidence and business logic.

You'll build **machine learning and AI systems** that automate customer operations like disputes and returns at Affirm. You'll take models from idea to production with **strong measurement and monitoring**. This role offers a chance to work with **LLM-powered workflows and production ML systems** at a well-funded fintech company.

You'll join the Repayment UX Engineering team at Affirm, building and owning user journeys that help over 20 million people pay back loans. You'll ship code to production every two-week sprint and measure impact on user behavior. This role rewards curiosity, ownership, and a builder's mindset.

You'll lead fraud strategy analytics for Affirm's global network, leveraging data to detect and prevent fraud. You'll work cross-functionally with ML, Product, and Engineering teams to develop monitoring systems and respond to emerging threats. **This role offers visa sponsorship** and the opportunity to shape international fraud prevention efforts.

You'll join the **Trust Infra team** to embed security into **Affirm's infrastructure and services**, building guardrails that enable safe rapid delivery. You'll own core security components like **secrets management and authentication** within Kubernetes and cloud infrastructure.

You'll serve as Affirm Bank's **CRA Officer**, leading strategy and regulatory reporting to ensure meaningful community impact. You'll own the **consumer complaints program**, driving insights and improvements. This role offers the chance to build compliance programs in a **remote-first fintech** environment.

You'll join the **Capital Orchestration team** at Affirm, building a platform to manage billions in loan asset transactions. Your work will ensure **sufficient liquidity** for loan origination and merchant payments. This role offers **remote-first flexibility** and impactful work in fintech.

You'll **own the end-to-end bank product** at Affirm, operationalizing a new bank charter and launching the deposit product. Your core impact will be reshaping how Affirm funds and serves consumers. This rare opportunity lets you **build a foundational business line** from the ground up at the intersection of regulated banking and consumer products.

You'll own the end-to-end bank product at Affirm, operationalizing a **de novo bank charter** and launching the deposit product. Your core impact will be driving loan originations through the bank entity while ensuring seamless integration across Affirm's platform. This rare opportunity lets you build a foundational new business line from the ground up.

You'll lead and mature Affirm's **Security Third Party Program**, building automation with **Python and agentic coding tools** to replace manual GRC work. You'll partner with engineering, legal, and procurement to assess and manage security risk across third-party relationships, **transforming compliance into a security engineering discipline**.

You'll drive **go-to-market strategies** for Affirm's product launches, partnering with cross-functional teams to translate strategy into execution. Your work directly impacts **merchant partnerships** and **revenue growth** by aligning Product, Revenue, and Enablement teams. This role offers high visibility in a **remote-first fintech** environment.

You'll lead **enterprise risk management** for Affirm, a **remote-first fintech** company reinventing credit. Your work will shape the risk strategy of a **fast-growing public company** powering honest, transparent lending.

You'll lead and evolve **Affirm's enterprise risk management program** in a highly cross-functional role. Your core impact will be strengthening risk frameworks and enhancing risk insights to support **informed decision-making** across the company. You'll serve as a **trusted advisor to senior leadership**, balancing risk discipline with innovation.

You'll join the Risk Analytics team at **Affirm**, leveraging **advanced data analytics** to optimize credit strategies across products and geographies. Your core impact will be ensuring sustainable growth while managing portfolio profitability and resilience.

You'll partner with cross-functional leaders to drive business outcomes through **strategic and analytic support** on Affirm's revenue team. Your insights will directly influence executive decisions and company strategy. This role offers high visibility and ownership within a scrappy, tight-knit team.

You'll partner with cross-functional teams to drive revenue growth and strategic initiatives for a **disruptive fintech company**. You'll build financial models, collaborate with ML teams, and design executive dashboards to **influence key business decisions**. This role offers high visibility and ownership in a **remote-first, mission-driven environment**.

You'll establish the knowledge foundation for **Affirm's centralized Employee Experience Hub**, enabling **self-service and AI-assisted support** across the People Team. You'll own the lifecycle of knowledge systems, governance, and tools to transform how employees get support. This is a **builder role** that merges strategic design with hands-on execution.

You'll build and own a centralized People knowledge ecosystem at Affirm, establishing AI-ready knowledge structures that enable automation and scalable service delivery. You'll drive the transformation of fragmented documentation into a unified, AI-powered knowledge foundation, directly shaping how the People Team delivers support end-to-end. This builder role requires both strategic vision and hands-on execution, using **AI-assisted workflows** to accelerate creation of systems and processes.

You'll join the Developer Productivity team to build and improve platforms, workflows, and guardrails that help engineers move from idea to production faster. You'll solve **scaling developer productivity** challenges in an **AI-enhanced software development lifecycle**. This role offers the opportunity to **drive durable improvements** in quality and speed of software delivery at a leading fintech company.

You'll join **Developer Productivity** to build **Continuous Delivery platforms** that help engineers ship code quickly and safely. You'll own quarterly goals, solve open-ended problems, and foster a culture of quality. This role is uniquely positioned to tackle scaling challenges in an AI-enhanced development lifecycle.

You'll own design initiatives for Affirm's **App and Card experiences**, shaping the future of consumer finance. Your work will directly impact how millions interact with transparent financing options. This is a high-impact role with full support from a deeply experienced team.

You'll lead Affirm's **Resilience Engineering team**, ensuring production system reliability through **proactive validation techniques** like load testing and chaos engineering. Your team builds platforms for safe production experimentation, embedding resilience into the development lifecycle.

You'll lead and scale the teams behind Affirm's Loans Lifecycle and Money Movement domains. Your work will define the multi-year product strategy for foundational loan systems and global money movement infrastructure. This role is for a seasoned product leader who thrives at the intersection of financial systems and platform engineering.

You'll define the vision and go-to-market strategy for co-marketing campaigns across our merchant network, **driving growth through onsite and offsite marketing solutions**. You'll lead a team of marketers and operate as a senior cross-functional leader, **managing a significant co-marketing budget** and serving as an external face of Affirm's co-marketing capabilities with top-tier partners.

You will split your time between operational IAM processes and technical delivery, supporting SailPoint and automation code to build the next generation of identity and access management at Affirm.

You'll lead and grow a high-performing PM team overseeing **Loans Lifecycle** and **Money Movement** domains at Affirm. Your work will directly shape the scalability and reliability of the company's core financial infrastructure. This role stands out for its strategic impact across engineering, compliance, and international expansion.

You'll manage and expand a portfolio of payments partnerships at **Affirm**, driving growth through new opportunities and go-to-market strategies. You'll own measurable outcomes like **revenue acceleration** and **merchant acquisition**, collaborating cross-functionally to deliver results. This role is **remote-first** within Canada.

You'll manage end-to-end regulatory exam engagements for Affirm's Compliance team, coordinating with internal stakeholders and regulators. You'll ensure quality documentation and drive corrective actions, directly impacting our mission to deliver honest financial products.

You'll lead the **Account Management team** that owns customer-facing self-service channels for authentication, identity, and security. Your work directly impacts **customer experience**, support efficiency, and fraud outcomes. You'll partner with decisioning, checkout, risk, security, and analytics teams in a **remote-first environment** with a strong engineering culture.

You'll **own the Vulnerable Customers programme** at Affirm, ensuring alignment with **FCA Consumer Duty** regulations. This role blends **strategic policy design with hands-on execution** across Operations, Compliance, and Data. You'll drive fair customer outcomes at scale in a UK-regulated BNPL environment.

You'll lead **Resilience Engineering** at Affirm, building platforms and practices for **safe production validation** through load testing and chaos engineering. You'll drive reliability improvements that protect real users from system failures.

You'll build and own the **Financial Subledger Data Platform** using **dbt and Snowflake**, transforming operational events into trusted accounting-ready outputs. You'll drive production operational ownership, embed AI-assisted reconciliation, and coach one Analytics Engineer. This senior hands-on role offers high autonomy and cross-functional partnership with Accounting and Engineering.

You'll lead a team of Customer Advocacy Associates to resolve highly complex complaints, championing customers to improve products and policies. Your core impact is driving cross-functional initiatives that enhance customer outcomes and operational effectiveness. This role stands out by owning key components of Affirm's **complaints ecosystem** and influencing **product improvements** based on customer insights.

You'll own and expand a portfolio of existing payments partnerships at Affirm, driving revenue growth and merchant acquisition. You'll execute tailored go-to-market strategies and negotiate partnership amendments. This role stands out for its focus on **delivering measurable growth** through **strategic partnerships** in a remote-first fintech environment.

You'll build and own the **Financial Subledger Data Platform** using dbt and Snowflake, transforming operational events into trusted accounting outputs. You'll drive **production operational ownership** and embed **AI-assisted reconciliation capabilities** into the platform.

You'll lead a team resolving complex complaints, advocating for customers at Affirm. You'll drive operational excellence across QA, vendor performance, and escalation management. This role offers **cross-functional impact** and **ownership of key ecosystem components**.

You will work with a team to build, maintain, and scale critical infrastructure serving millions of customers. You'll ship code, monitor deployments, and contribute to projects that depend on your work, with one-on-one mentorship and dedicated learning curriculum.

You will shape technical strategy for the Deal Reporting team, building critical integrations and services to power Affirm's loan funding. Collaborate with cross-functional teams, ensure system reliability, and foster a culture of quality and ownership.

You will work as a full stack engineer contributing to backend, web, and mobile interfaces for authentication, verification, and fraud journeys. You'll own and deliver high-availability, low-latency systems, collaborating with product management, design, and analytics to solve open-ended problems.

You will design and optimize top-of-funnel processes for merchant lifecycle management, owning lead routing logic and automation triggers. Collaborate with cross-functional teams to improve GTM tooling and data quality, ensuring scalable revenue operations.

You will build scalable systems and data pipelines to power consumer credit reporting at Affirm. Collaborating with Product, Compliance, and other teams, you'll design robust reporting systems that deliver accurate data to Consumer Reporting Agencies, enabling Affirm's growth to 10x.

You will build and mature best-in-class reliability practices, including incident response, risk management, and operational lifecycle programs, embedding resilience into every stage of development. You will partner closely with Product, Security, Enterprise Risk, Legal, Compliance, and Engineering leaders to proactively identify and mitigate systemic risks across the organization. You will hire, grow, and lead a diverse, global team of SREs, systems engineers, and full-stack engineers, fostering a culture that values learning, experimentation, and accountability.

You will lead Site Reliability Engineering at Affirm, owning reliability, availability, and operational excellence across the global platform. You'll build best-in-class reliability practices, partner with cross-functional leaders, and hire and grow a diverse team of SREs and engineers.

You'll lead the **Client Platform Engineering team** to own Affirm's **endpoint platform end-to-end**. You'll build the program scaffolding from scratch, establishing KPIs and operating rhythms that give visibility into **compliance posture and patch currency**.

You'll lead Affirm's Client Platform Engineering team, owning the endpoint platform from provisioning to compliance. You'll build the program scaffolding, coach three engineers, and drive technical direction for macOS, Windows, and mobile. This role combines hands-on engineering with leadership in a high-growth fintech environment.

You'll partner with Revenue leaders across ISV and Strategic Partnership lines, shaping long-term strategy and driving key outcomes. You'll lead a team delivering high-quality insights on market sizing, business performance, and growth opportunities. **You'll own the strategic narrative** for the segment and **build a high-caliber team** in a remote-first culture.

You'll serve as a strategic partner to Revenue leaders, shaping long-term strategy and driving accountability. You'll lead a team delivering **high-quality insights** and analytics across market sizing, performance, and growth opportunities. This role offers the chance to **leverage AI and automation** to scale impact across Affirm's revenue organization.

You'll support **funding operations** for Affirm's loan portfolio, working cross-functionally with Capital, Finance, Product, and Engineering. Your core impact will be **managing loan-related cash flows** and **building automated reporting** to improve efficiency. This role offers hands-on experience in a fast-paced FinTech environment.

You'll join Affirm's Treasury team to support funding operations for the loan portfolio. You'll manage daily execution of capital flows, build operational reporting, and collaborate cross-functionally to drive **funding operations** and **process improvements**. This hands-on role offers exposure to **capital markets** at a growing FinTech.

You'll join the ML Training & Serving engineering team to build and operate critical infrastructure for training and serving machine learning models at Affirm. You'll work at the **intersection of distributed systems**, **ML infrastructure**, and **platform engineering** to create durable systems that enable teams across the company to move faster with confidence.

You'll join the **ML Training Serving engineering team** building critical infrastructure for model training and serving at Affirm. You'll own **distributed systems** that power underwriting, fraud, and personalization. Collaborate across teams to improve developer velocity and platform reliability.

You'll support **Affirm's merchant partners** by troubleshooting technical issues and ensuring quick resolutions. Your work will **drive scalable support processes** and **aggregate feature requests** to guide product planning. Join a remote-first team reinventing credit to make it more honest and friendly.

You'll define and own the **Shopping Experiences roadmap** for new growth channels, launching and scaling **checkout flows and offers** across app and web. Your work will directly influence conversion, engagement, and revenue at Affirm.

You'll own the **Shopping Experiences roadmap** for Affirm's direct-to-consumer channel, launching and scaling **checkout and offers across app and web**. You'll drive high-impact growth by identifying opportunities, running experiments, and optimizing conversion, engagement, and revenue.

You'll lead high-impact projects on the Revenue team, crafting technical solutions for business problems. Your work will directly enable Affirm's explosive growth by scaling core processes. This role offers the chance to shape a remote-first fintech's operations.

You'll lead high-impact projects within Affirm's Revenue team, delivering technical solutions to automate and scale core business processes. Your work will directly enable explosive growth across thousands of merchants. This role offers the chance to own the full requirements lifecycle while working in a **remote-first environment**.

You will lead the Internal Audit function for Affirm Bank, an Industrial Loan Company (ILC) in organization, reporting to the Bank's Audit Committee. Your role includes developing a risk-based audit program from inception, overseeing audit execution, and ensuring regulatory compliance. This is a critical leadership position during the de novo phase and beyond, shaping the bank's governance and control environment.

You'll join the **Bankruptcies Hardships team** to build **core servicing platforms** supporting customers during critical financial moments. You will work on **distributed systems and event-driven pipelines** with a focus on correctness and auditability.

You'll partner with senior leaders to shape workforce strategy at **Affirm**, a fintech company reinventing credit. You'll drive **organizational design**, **leadership development**, and **talent architecture** to enable high performance across the Engineering Org.

You'll lead the **Agent Experience** pod at **Affirm**, defining strategy for AI-powered agent tools and workflows. You'll manage 2-3 PMs while personally driving high-impact, ambiguous initiatives that improve agent efficiency and customer support at scale.

You'll lead the **Agent Experience pod** at Affirm, defining the vision and strategy for tools, workflows, and AI-powered capabilities that help our support agents deliver fast, empathetic service. You'll manage a team of 2-3 PMs, drive **AI-first transformation in servicing**, and directly shape high-ambiguity, high-leverage initiatives. This player-coach role sits at the intersection of product, operations, and AI, with broad impact on millions of customers.

You'll partner with senior leaders at Affirm to shape workforce strategy, driving organizational change and leadership development. You'll serve as a trusted advisor on talent architecture and people initiatives. This role offers impact at scale in a fast-growing fintech company.

You'll partner with Product, Engineering, and Operations teams to navigate complex regulatory environments and help build honest financial products. Your core impact is enabling compliant product innovation while balancing business and customer needs in ambiguous scenarios. You'll thrive in a remote-first culture that values autonomy and collaboration.

You'll collaborate with Product, Engineering, and Operations teams to **mitigate compliance risks** within Affirm's **direct-to-consumer products**. You'll balance regulatory requirements with business goals in a remote-first environment at a leading fintech company.

You will build and optimize the JavaScript SDK and frontend infrastructure that powers Affirm at checkout, focusing on performance, resiliency, and backward compatibility. Working at the intersection of platform and product, you'll design reusable UI components, experiment with new checkout surfaces, and translate complex requirements into intuitive APIs.

You'll join Affirm's Capital Orchestration team to build a platform that powers **billions of dollars in collateral movement** monthly. You'll develop data pipelines and user experiences that ensure **Affirm has liquidity to fund loans**. This role offers the chance to **work on a foundational financial platform** at a remote-first fintech company.

You will own and lead Affirm's largest international partner relationships, driving growth and long-term strategy across multiple business units. You'll develop multi-year roadmaps, analyze performance, and orchestrate cross-functional teams to execute initiatives that boost revenue and user acquisition.

Lead the Lakehouse Analytics team within Data and Storage Services at Affirm, overseeing the development of frameworks and systems for Affirm's data analytics infrastructure. You'll manage engineers, drive technical strategy, and collaborate across teams to deliver scalable data solutions.

You will lead the Lakehouse Analytics team within Affirm's Data and Storage Services organization, driving technical strategy, managing teams, and delivering multi-quarter roadmaps for reliable, scalable data infrastructure. Your work enables consumers to buy now and pay later with transparent, honest credit solutions.

You'll lead a backend engineering team building **Affirm's next-gen card platform**, enabling consumers to pay over time at any merchant. Your work will **directly shape the BNPL industry** and drive growth for a rapidly scaling financial services brand.

Own the end-to-end financial data journey from engineering systems to the general ledger/ERP, defining the product roadmap for subledger and reporting infrastructure, reconciliation, and controls to enable month-end close and auditability. Partner closely with Accounting, data, and platform teams to build scalable, compliant fintech systems.

You will build scalable systems and data pipelines for consumer credit reporting, partnering with Product, Compliance, Servicing, and Credit teams to design robust reporting systems that deliver accurate data to Consumer Reporting Agencies. This role is critical to scaling Affirm's financial products to 10x and beyond.

You will play a pivotal role in ensuring the robust and scalable foundation of Affirm's platform by managing Kubernetes clusters, enhancing observability, fortifying infrastructure reliability, and automating operational workflows. You'll collaborate with cross-functional teams to drive technical strategy and foster a culture of quality and ownership.

You will lead a team of engineers and managers focused on Affirm's data and storage services, including online storage infrastructure. You'll drive technical strategy, mentor engineers, and collaborate across teams to scale frameworks and tools for new products.

You will own and deliver quarterly goals, lead engineers through ambiguous open-ended problems, collaborate with product and design, and support the operations and availability of your team's systems. This role directly impacts how customers experience Affirm and fuels long-term growth.

You will own and deliver quarterly goals, lead engineers through ambiguity, and collaborate with product and design on the Merchant Data Platform at Affirm. You'll design, build, and maintain highly available backend systems serving millions of requests daily, supporting merchant onboarding and data enrichment for risk and fraud detection.

You will partner with product teams to integrate security into every phase of product development, conduct threat modeling and architecture reviews, analyze source code for vulnerabilities, and automate security processes. Your work will help Affirm build honest and secure financial products.

You will act as a technical leader building the lifecycle-orchestrator service for Affirm's merchant platform, improving availability and modernizing the codebase while mentoring other engineers.

As a Software Engineer on the Card Acquisition team, you will build business-critical features across the stack (React Native, Python, Kotlin) to optimize the user onboarding funnel and drive growth. You'll collaborate with product, design, and engineering teams to deliver seamless, data-driven experiences that attract and convert users into loyal customers.

As a Product Marketing Manager at Affirm, you will translate customer insights into end-to-end marketing strategies and operationalize scalable systems. You'll lead go-to-market approaches, drive cross-functional alignment, and balance customer needs with business priorities.

You will partner with Marketing, Business Development, and Sales teams to design and optimize top-of-funnel processes, automation, and tooling for lead lifecycle management. Your work ensures predictable, clean, and scalable revenue operations, enabling downstream teams to execute with confidence.

You will lead fraud monitoring and detection efforts, own fraud escalations, and work cross-functionally with ML, Product, Engineering, and Operations to combat fraudulent activities and foster a safe platform. You'll develop strategies, analyze data, and report on trends to senior management.

As a Senior Software Engineer on the Merchant Data Platform team, you'll own and deliver quarterly goals, mentor engineers, and design highly available distributed systems that serve millions of requests per day. You'll collaborate cross-functionally to support merchant onboarding, identity, and fraud detection, ensuring robust system performance and reliability.

In this high-impact leadership role, you will set technical direction and drive architectural decisions for Affirm's Acquisition Onboarding team. You will shape the first customer experience, building trust and value from their very first interaction, while mentoring senior engineers and acting as a force multiplier across mobile, web, and backend systems.

You will design and build backend services for customer identity and authentication, including registration, login, authorization, and account lifecycle flows. You'll implement identity standards like OAuth 2.0 and OIDC in code, work with partner teams, and ensure security and reliability at scale.

You will set technical strategy for the Acquisition Onboarding team, collaborate across product, design, and analytics, and act as a force multiplier through technical depth and operational excellence. You will foster a culture of quality and ownership, and help develop talent on your team.

You will own the Card Acquisition roadmap for new growth channels, launching and scaling new acquisition surfaces and programs like referrals and partner pilots. You'll collaborate cross-functionally with Engineering, Design, Risk, and Marketing to drive measurable acquisition and activation outcomes.

You will own the product roadmap for subledger and reporting infrastructure, bridging Accounting and Engineering to deliver scalable, compliant financial systems. You will define accounting-event schemas, lead reconciliation automation, and drive governance for month-end close and auditability.

You will join the Marketplace Performance team to build discovery platforms for Affirm's deals feed, affiliates, and merchandising systems. You'll ship features to help shoppers find the right merchant and financing, collaborating with product, design, and engineering teams.

Take on a technical leadership role on the Merchant Partner Lifecycle team, building a new lifecycle-orchestrator service that addresses critical architectural risks and improves system availability. You will design backend systems to scale to hundreds of thousands of merchants, mentor other engineers, and modernize older codebases while utilizing agentic development tools like Claude Code to automate parts of the development process.

You will play a pivotal role in ensuring the robust and scalable foundation of Affirm's entire platform by managing Kubernetes clusters, enhancing observability, fortifying infrastructure reliability, and automating operational workflows as part of the fully remote Spain-based Cloud Compute team.

You'll define and own the Card Acquisition roadmap for new growth channels, launching and scaling acquisition surfaces to drive cardholder growth. Partnering with Engineering, Design, and cross-functional teams, you'll design and execute acquisition programs with measurable CAC→LTV impact, while continuously experimenting to unlock new distribution levers and maximize conversion. This highly visible role offers significant opportunity to influence strategy and shape how millions discover and adopt the Affirm Card.

You will join the Servicing International team at Affirm, focusing on building purchase protection features like disputes and refunds for new international markets. You will own quarterly goals, collaborate with global engineering teams, and foster a culture of quality and ownership.

You will join the Deal Reporting team to build critical capital partner integrations and services that automate funding processes. You'll set technical strategy, collaborate across teams, and foster a culture of quality and ownership while helping to power every Affirm loan.

You'll build a **self-serve ML feature platform** empowering teams across Affirm. Your work will **directly impact MLEs and decisioning teams** by improving data availability and performance. This role offers the chance to **own end-to-end feature flows** in a remote-first environment.

You'll build and improve machine learning systems for real-time fraud detection at Affirm, protecting consumers and merchants. You'll take models from idea to production, balancing fraud loss, customer experience, and conversion. You'll collaborate with experienced ML engineers and cross-functional stakeholders to **develop fraud prediction models** and **monitor model health** as fraud patterns evolve.

You'll join the ML Feature Platform team at Affirm to build a delightful, self-serve platform for developing and serving data for machine learning and decisioning. Your work will**directly impact MLEs, Analysts, and decisioning teams** by owning end-to-end features and ensuring**platform performance critical to Affirm's availability and latency goals**. This role offers a chance to drive snowball effects across the company through platform-level improvements.

You'll lead **credit strategy** for Affirm's Shopify portfolio, collaborating with cross-functional teams to drive sustainable growth. Your core impact will be optimizing limit assignment and purchasing power using alternative data. This role stands out for its focus on **innovative credit solutions** in a remote-first fintech environment.

You'll build and improve ML systems for real-time fraud decisions at Affirm, protecting consumers and merchants. You'll take models from idea to production and keep them healthy with strong monitoring as fraud patterns evolve.

You'll develop and administer the BSA/AML/CFT and OFAC Compliance Program for **Affirm Bank**, ensuring adherence to all applicable regulations. You'll provide enterprise-wide oversight of financial crime compliance, including risk assessments and regulatory reporting. This role is a key leadership position at a **fintech company** with a strong culture of compliance.

You'll lead a team building machine learning systems that make real-time fraud decisions at Affirm, a leading buy-now-pay-later platform. Your core impact is protecting consumers and merchants by balancing fraud loss, customer experience, and conversion. This role stands out with its **focus on real-time ML** and **cross-functional collaboration** across Engineering, Fraud Analytics, and Product.

You'll join the Partner Merchant Interfaces team, building APIs that power integrations with top partners like Amazon and Stripe. You'll break down projects and deliver them across multiple phases. This role offers a chance to work in a fast-paced environment with a remote-first culture.

You'll lead the ML Fraud team at Affirm, building and improving machine learning systems that make real-time transaction decisions. You'll protect consumers and merchants while balancing fraud loss, customer experience, and conversion, collaborating with experienced ML engineers and cross-functional stakeholders. This role offers the chance to shape foundational improvements and drive models from idea to production at scale.

You'll lead the Loans Lifecycle engineering organization at Affirm, owning the **loan system of record** and **ledger pipelines**. Your work will ensure financial accuracy and scalability across multiple geographies and products.

You'll lead the Loans Lifecycle engineering organization at Affirm, owning the loan system of record, ledger pipelines, and financial data delivery. Your impact includes defining the technical roadmap for scalability and partnering with cross-functional teams to ensure financial accuracy and regulatory compliance. This role stands out for its blend of **platform ownership** and **strategic leadership** at a fast-growing fintech company.

You'll lead a team of ML engineers building fraud detection models at Affirm, a fintech company reinventing credit. You'll define the technical strategy for fraud detection and drive adoption of advanced techniques like representation learning. This role offers the chance to shape high-impact ML systems in a remote-first environment.

You'll lead design for key initiatives within the Direct-to-Consumer team, shaping how millions interact with **modern payment products**. You will drive end-to-end experiences from discovery to delivery, focusing on **transparent and friendly financial tools**. This role stands out for its impact on evolving consumer finance at a remote-first company.

You'll join a new team building the system that schedules automatic payments for over $20 million users. You'll have an outsized opportunity to influence core infrastructure at a fast-growing fintech. You'll choose your own path to hit objectives with support from experienced teammates.

You'll lead a team of ML engineers developing fraud detection models at Affirm, a fintech company reinventing credit. You'll drive technical strategy across the full ML lifecycle, from feature development to production monitoring. This role stands out for its focus on advanced techniques like representation learning and transformer-based models in a high-impact adversarial environment.

You'll define and lead web platform and infrastructure across all web engineering at **Affirm**, a consumer fintech company reinventing credit. You'll shape best practices, drive architectural choices, and deliver critical initiatives to **scale our monorepo build and deploy systems** for high reliability and performance. This role offers the opportunity to **define Affirm's web development AI strategy** and mentor senior engineers.

You'll design and build **highly available distributed systems** and **cloud-native networking infrastructure** for Affirm's microservices platform, enabling secure and reliable communication. You'll collaborate with product management and lead engineers through ambiguity to solve open-ended problems, fostering a culture of quality and ownership.

You'll define and lead web platform and infrastructure across all web engineering at Affirm, shaping best practices and architectural choices. Your impact will drive critical improvements to our large monorepo build and deploy systems. This role offers the chance to **mentor senior engineers** and shape **Affirm's web development AI strategy**.

You'll join the **Repayment Scheduling** engineering team at Affirm, building the system that enables automatic loan payments for over 20 million users. You'll have an outsized opportunity to influence core infrastructure as one of the first engineers on a brand new scope team. You'll **learn quickly** from experienced teammates and **build at scale**.

You'll join the Merchant Data Platform team at Affirm, building foundational backend services that process millions of requests per day. You'll break down projects, deliver them in phases, and ensure timely delivery while supporting production operations. **This role offers the opportunity to work on checkout-critical systems** with **high scalability and reliability demands**.

You'll manage a team of ML engineers building Affirm's economic decisioning engine, **using novel ML techniques** to optimize underwriting for **buy now pay later** credit products. You'll partner with engineering, product, and risk leaders to **scale advanced ML solutions** across the company.

You'll set technical strategy for Affirm's Capacity Modeling team, building statistical models to translate demand forecasts into capacity plans for compute and infrastructure resources. You'll ensure system stability during peak sales events while mentoring engineers and driving operational excellence.

You'll lead capacity modeling for Affirm's infrastructure, ensuring reliability during peak sales events. You'll build statistical models and define technical strategy across teams. This role offers a chance to impact scalable systems in a remote-first, fintech environment.

You'll join the Bankruptcies Hardships team to build core servicing platforms for Affirm's buy now, pay later system. You'll work on **distributed systems** and **event-driven pipelines** that power compliant, reliable support at scale. This is a high-impact greenfield opportunity to apply Python and Kotlin expertise to systems that matter.

You'll join the Bankruptcies Hardships team to build core servicing platforms that support customers during critical financial moments using distributed systems and event-driven pipelines. You'll own backend services that orchestrate bankruptcy workflows at scale. This is a high-impact greenfield opportunity to apply **deep backend expertise** in **Python and Kotlin**.

You'll manage a team of ML engineers building Affirm's economic decisioning engine, using novel ML techniques to underwrite and optimize applications. You'll partner with engineering, product, and risk leaders to design and scale advanced ML solutions. This role offers a chance to shape the future of machine learning at a **remote-first** fintech company.

You'll lead incident response efforts at Affirm, a fintech company redefining credit. You'll drive end-to-end investigations and partner with automation teams to strengthen our security posture. This role offers the chance to protect millions of customers while collaborating across engineering and product teams.

You'll design and own a robust **QA program** for a defined business area, partnering with cross-functional teams to identify systemic quality issues and drive improvements. Your work will reduce customer recontacts and unresolved issues. This is a high-impact, builder role where you'll influence stakeholders to embed quality into operational planning.

You'll design and own the QA program for Affirm's Customer Operations team, building data-informed frameworks and feedback loops. Your impact will drive systemic quality improvements that **enhance customer experience** and reduce recontacts. This is a **high-impact builder role** where you'll influence cross-functional teams to embed quality into operational planning.

You'll lead **Affirm's global mobility strategy** with a core focus on **U.S. immigration programs**. You'll shape sustainable hiring and mobility frameworks that enable talent to work across borders while ensuring compliance. This role operates at the intersection of business strategy, employee experience, and a complex regulatory landscape.

You'll act as a **technical leader** building a new lifecycle-orchestrator service that's at the heart of multiple connected systems. Your work will deliver immediate availability improvements through system simplification and isolation, and modernize older parts of the codebase. Affirm is proud to be a **remote-first company** with competitive benefits.

You'll build a **lifecycle-orchestrator service** as a technical leader on the Merchant Partner Lifecycle team, addressing critical architectural risks. Your work will deliver immediate availability improvements through **system simplification and isolation**, modernizing older parts of the codebase. You'll utilize **agentic development tools** like Claude Code to automate development processes.

You'll drive complex, multi-disciplinary technical programs for Affirm's consumer product suite. You will coordinate across engineering teams and non-engineering stakeholders to plan requirements, identify risks, and manage program schedules, helping scale our platform to meet accelerating business needs. This role offers the chance to shape program management practices in a **remote-first** company disrupting **consumer finance**.

You'll **architect and evolve Affirm's lakehouse analytics platform**, driving strategy around Snowflake, Apache Iceberg, and Spark to deliver scalable analytical infrastructure. You'll **lead data governance and privacy engineering initiatives** using tools like Atlan. This role offers the opportunity to **mentor engineers and shape the technical direction** of analytics engineering practices.

You'll lead **complex technical programs** to scale our consumer product suite and platform capabilities. You'll drive cross-functional coordination across engineering, product, and stakeholders to deliver high-visibility initiatives. This role offers a chance to shape program management practices at a **remote-first fintech leader**.

You'll lead **global mobility strategy** at a **remote-first fintech company**, shaping how we hire, move, and support talent across borders. Immigration is your core focus, and you'll build scalable programs that balance compliance with employee experience.

You'll lead the Developer Environments team at Affirm, building fast, stable developer environments for 800+ engineers. Your work will directly improve developer velocity by optimizing environment provisioning and reliability. This role offers high impact in a hypergrowth FinTech environment.

You'll work on Affirm's Fraud Strategy and Analytics team, analyzing data to optimize fraud decisioning strategies. You'll drive cross-functional collaboration to improve conversion rates and reduce fraud losses. This role offers the chance to impact consumer finance through data-driven insights.

You'll architect and evolve Affirm's **lakehouse analytics platform**, driving strategy for scalable, high-performance infrastructure. You'll lead **data governance and privacy engineering** initiatives to ensure secure, compliant data access. This role combines deep technical leadership with mentorship across analytics engineering teams.

You'll lead the **Developer Environments** team at **Affirm**, building ephemeral environments used by 800+ engineers. Your work will directly improve developer velocity and reliability across the company. This role offers high impact in a hypergrowth FinTech environment.

You'll join the Core Analytics team within Risk Analytics to build scalable data infrastructure and streamline workflows. You'll own end-to-end analytics, from defining success metrics to building data models, and drive improvements across the developer lifecycle. This role combines data and engineering to turn system reliability into actionable signals.

You'll join the **Operations Analytics team** shaping servicing strategy through data. You'll apply **AI and machine learning** across the analytics workflow from exploration to stakeholder communication. This role empowers you to own **forecasting and planning** for new geographies and special teams.

You'll join the **Repayment UX Engineering team** to build user journeys that enable millions to pay back loans reliably. You'll **ship code to production every two-week sprint** and measure your impact on user behavior.

You'll support Affirm's compliance governance and oversight program, **reviewing consumer complaints** and **challenging operations teams** to mitigate risk. You'll help identify process improvements and ensure compliance with federal and state regulations.

You'll join Affirm's Commercial Legal team to structure, draft, and negotiate global commercial agreements. You'll be a key advisor to sales, partnerships, and merchant success teams. This role offers the chance to work on **cutting-edge financial products** at a **remote-first company**.

You'll leverage advanced analytics to optimize credit strategies at a **fintech company** transforming consumer finance. You'll partner with Engineering, Product, and Compliance to build scalable risk models and drive data-informed decisions. This role offers a chance to influence **credit policy across products and geographies**.

You'll build high throughput, high availability payment processing systems for Affirm's **Consumer Payments team**. Your work will directly impact billions of dollars in transactions annually, supporting **international expansion** and key financial metrics. You'll collaborate with partner teams across Europe and the US in a **remote-first culture**.

You'll own marketplace monetization and economics for Affirm's rapidly scaling Marketplace, a dynamic two-sided platform connecting consumers with merchants. Your core impact will be optimizing supply-demand dynamics, pricing, and user experience to drive sustainable growth. This high-impact IC role sits at the intersection of product, growth, and marketplace strategy.

You'll drive new business for **Affirm's partnership opportunities** through creative outbound strategies. Your work will directly impact top-of-funnel growth and provide a pathway to a successful sales career. This fast-paced role collaborates with Sales, Marketing, Legal, and Merchant Risk teams.

You'll join Affirm's Compliance Advisory team to ensure business partners adhere to regulatory requirements and internal policies. Your core impact will be **identifying and mitigating compliance risks** for merchant and platform partners. You'll work cross-functionally in a **remote-first fintech environment** with a strong focus on consumer protections.

You'll join Affirm's Compliance Advisory team to ensure merchant and platform partners adhere to regulatory requirements. You'll **mitigate compliance risks** and **review financial services marketing materials**. This role offers the chance to **shape compliance strategy** in a fast-paced fintech environment.